![]() ![]() ![]() And both offer benefits comparable to the best credit cards with no annual fee - a competitive rewards program, welcome bonus and introductory APR that will mitigate interest charges on purchases or balance transfers. You’ll pay the same annual fee for both cards: $0. That noted, the Discover it chrome may be the better choice for a specific audience - commuters looking for consistent reward rates on gas stations and restaurants, and those might prefer more simplicity and predictability. Refer to Program Rules or /AltitudeGoBenefits for official list of qualifying streaming services merchants.The Discover it® Cash Back* and Discover it® chrome* have many superficial similarities - no annual fees, no foreign transactions fees, an Unlimited Cashback welcome bonus, the same introductory APR - but entirely different rewards structures.įor most people, the Discover it Cash Back will offer greater rewards than the Discover it chrome because of the Discover it Cash Back’s flagship rotating rewards category. You will earn 1 Point (2 Points total) for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. In addition, you will earn 3 Points (4 Points total) for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in eligible Net Purchases. Bank Altitude Go Visa Signature Cardmember Agreement, which may be amended from time to time. Use of the Card is subject to terms and conditions of the U.S. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Account must be open and in good standing (not past due) on the closing date of the billing cycle in order to earn and redeem Points. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to for additional information. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Net Purchases are Purchases minus credits and returns. Points are earned on eligible Net Purchases. Refer to the Rewards Center for full details. Please allow 1-2 statement billing cycles for your bonus Cash Rewards to appear on your credit card statement. In addition to earning 1.5% Cash Rewards for every $1 in eligible Net Purchases, Shopper Cash Rewards Cardmembers will earn an additional 4% Cash Rewards for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the Rewards Center using your Shopper Cash Rewards card. Bank reserves the right to change Retailers and Purchase Categories. Purchases not eligible for additional Cash Rewards earning will earn 1.5% Cash Rewards. Merchant subsidiary purchases and third-party delivery services are not eligible for additional Cash Rewards earning and will earn 1.5% Cash Rewards. ![]() Bank cannot control how merchants choose to classify transactions, we cannot guarantee a transaction will qualify for 3% and 6% Cash Rewards. Bank makes every effort to include all relevant merchant category codes in its listed Retailer and Purchase Categories. Merchants that accept Visa credit cards are assigned a merchant code, determined by the merchant or its processor. Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. There are no limits on your 1.5% Cash Rewards earnings. ![]() You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. Allow up to 3 business days for registration to take effect before you will be eligible to earn 3% Cash Rewards and 6% Cash Rewards. You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases (purchases minus returns or credits) will earn no more than 1.5% Cash back. Find a financial advisor or wealth specialist. ![]()
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